Unless I’m relatively close with someone, I try not to mention my plans to retire early. In most scenarios that I’ve come across, the idea has not garnered the greatest reactions. One of the biggest questions I get is “What would you even do with all that time? Won’t you be bored?” I always reply with the same answer, “No.” Retirement is a very personal endeavour; your retirement is what you make it to be.

New Years Resolutions – Plans for 2016.

Happy New Years!

With the new year just starting, it’s never a bad time to think of some goals. Usually I’m not one to share my resolutions, I believe the more you talk about your goals, the less likely you are to achieve them. But for the sake of the blog and my one random reader, here are my three main goals for the year financially.

What makes you happy?

Like any other journey, the journey to FIRE has it’s own obstacles along the way. The biggest obstacle is the temptation to be spending on things that aren’t necessary to our lives. When bringing up FIRE to others, one of the biggest questions I’m asked is “Why deprive yourself of having fun when you’re young only to retire when you’re older and less likely to enjoy your time?” For me, the answer to that is always “I’m not”

The beginning of “Saving life”

Up until the beginning of last year, I was awful with money. I’m not sure what flipped the switch in my head, maybe it was paying minimum on my student debt or having credit card debt in the 4/5 thousands, or living paycheque to paycheque with 0 in the bank (Even putting myself into overdraft once or twice). I’m not really sure what flipped the switch, but I can tell you a few things that helped me keep it on.